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Your credit score affect your relationship, whether you like it or not. As you very well know, lending institutions give favorable rates to people who have high credit scores (this means that they are responsible and they pay well) and they lose business with those people who have incredible low credit scores. Or they can have their loan request denied or even pay a higher interest rate. In effect you are actually paying for your bad behavior.

Stephen Snyder, who gave a presentation on what it means to have a bad or good credit report and how this can affect people in more ways than one, says that even the smartest or most intelligent person can have a reputation of damaging his scores. “Affects it in such a way that these people have blind spots and they don’t even realize how their bad behavior can actually get in the way,” he says.

Going through the Relationship and Reputation Credit Score

What most people don’t realize is that scores affect the way you interact not only with your peers but with your spouse (husband or wife) as well. It’s actually a metaphor of you think long and hard about it. The way you handle your money, manage it to the time being, and how you are responsible enough to go that extra mile in dealing with your lending company is, in itself, already speaking volumes. These influence what kind of relationships we go to and how you should deal with your reputation.

It’s All about Treating Others the Way You want to be Treated

Since credit scores affect the way you interact, deal and manage people, it definitely speaks a lot about you as a person. It talks about the way how much you respect a person, how you want to work with them or how much you feel about them. It also shows whether business people or employers want to work with you, do business with you or have anything to do with you at all.

Having your relationship and reputation credit score also affects your karma

Having a high or a low credit rating also shows whether people want to work with you or not. It also shows whether they can still give you another chance or whether the doors are already closed. This also shows whether they are willing to give you the benefit of the doubt when you do something that can affect your score. It also shows whether you can be trusted, whether they can count on you or whether your word is really your bond. All of these situations always come back to you in what you can call the “relationship karma”. In effect you need to be aware of what you do that can affect your credit score.

When Not Knowing Has a Price

It all boils down to ignorance and what you don’t know. This immediately can affect your credit score and can bring you to huge changes. All of the relationships we have had, all of the things that we say or do, and even the things that we don’t say or do all have a price. So in a relationship, it is quite vital and important to always be aware of what you want and what you don’t want.

Putting This into Action

Of course knowing what you should do and say doesn’t always give a positive outcome on your part. You should always put into action, especially when your credit score affects not only the way you deal with your relationship but the way you manage finances and money. Here are some of the things that you should do: have that courtesy, concern, honor and respect. Demonstrate this with a partner, a trusted friend or even with a community. As an activity of a highlight, give examples of people you see who embody these qualities and try practicing it yourself. You can also cite situations and instances that tell you when these qualities are important, such as paying your debts on time, among others. Once you have role-played every quality, be mindful and pay attention to your behavior or attitude. This will not only boost your positive attitude but will also boost your spirit as well.