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If you do not have any single health insurance in Louisiana, then don’t think you are alone. The UHF or United Health Foundation has reported that around fifteen percent of all USA people are not insured. It touches our heart badly when individuals try to be socially and financially responsible they will find that they are not able to qualify for a medical insurance product.

According to survey by U.S. Census Bureau, more than half of the population gets medical insurance in the form of group plans through their company. There are other individuals who get covered by government-sponsored medical care, like the elderly, kids and those with less salary.  But people who are outside of these groups were hugely at the mercy of the plans of for-profit insurance providers when it came to whether they could get plan.

Short-term health insurance

Do you know about short-term health insurance in Louisiana? Short-term policies are actually temporary medical insurance policies that offer a cheap and adequate coverage for diseases and injuries. As they are temporary plans, thus their health plans range only from one month to six-twelve months. These are particularly created for healthy people who do not require plan for pre-existing conditions. Group of short-term policies are suitable only for individuals that are around 65 years old. Most of the people who have this policy are fresh graduates, individuals in career transition, self-employed, temporary employees and even unemployed individuals. This short-term health insurance in Louisiana is also good for students.

Benefits of Short-term Health Insurance in Louisiana

This type of policy covers some preventive programs, prescription drugs, emergency care and hospitalization. If you want to gain more profit, then it will depend on the policy you receive so buy only the most suitable one. People who have these policies are given the option to pay either on monthly basis or full payment. One thing about these policies is good and i.e. they often cost half the rate of single medical insurance plan. Moreover, you can simply drop this policy if you want to. But, you couldn’t renew the policies.

When the time a policy expires, you will require finding medical insurance plan through a long-term policy. Many short term medical insurance companies provide long term policies also. If you want a policy for more than 6 months, it is good that you consider a single medical insurance policy rather than a temporary policy.

If you turned down, go with another insurance company

If you realize that you are in the group that has problem in getting short term plan, then you need to figure out first what happened. If you turned down with them for a major reason, ask again or go with another insurance company.

Author is expert on writing about health insurance his articles on  Low Income Health Insurance Louisiana. and  are read with delight by the readers.