digital divide network - article database

Our advanced science and technology offers us various machines to make our job easier and simpler. ATM is one of them stands for Automated Teller Machine and usually who use it only knows its tremendous benefits. It becomes a vital part of customer’s life as it allows customers to access fast cash from anywhere and at anytime, apart from this it allows them to check their current balance and they can pay their bills too with the help of this machine.

The developer of ATM’s machine make it quite simpler for customers as they just need to insert their card, machine ask some basic queries like their password and then he/she can access their cash easily. The main aim of developing such a machine is to replace the human requirement for clerks and employees in bank and at the same time it reduces the efforts and time of bank employees. Like any other machine, ATM needs software to run and as most of the financial service organizations are looking forward to reduce the operating cost, they prefer a machine that can handle multiple tasks or can run multiple applications at a time.

Basically this machine is made up of various parts such as card slot, display screen and keypad and many other parts which are not visible for customers. Software is one of the vital parts designed with the aim to manage each transaction in efficient manner. ATM machine management software keeps record of each and every transaction of the machine which connects with the complicated interbank networks. Cirrus and LINK are the most significant bank networks used for most of the ATM machines.

There is a remote management solution, termed as a management server that provide extensive range of the machine features in one place and enable you to provide secure management feature for every ATM machine and for any other kiosk in the network. In addition there is application software which provides the complete functionality to the machine and allows bank authorities to modify current features or to add extra feature according to their requirements.

From last decades the use of ATM is tremendously growing and it is estimated that the countries like USA and UK have high concentration of ATMs, however India and the China has been also growing in this aspects. With the use of user friendly management software of ATMs including to put credit on a mobile phone along with the cash withdrawing and depositing, banks make it very easier for every customer to access their cash anywhere 24*7.

With the objective to make it much user friendly and simpler for every customer, developers still doing research and as a result machine software changes very rapidly. However the concern of security is still remains and they still worry how to maintain its security on global level.

Morphis, Inc. Understands the Software for ATM Manufacturers and Provides the Only End-To-End Solution In the ATM Management, Banking, and Armored Carrier Industries.